A bachelor's degree, three years of buying experience, passing a thorough test, and completing continuous professional development requirements are all needed to become a certified purchasing manager (C.P.M.).
1. C.P.M. (Certified Purchasing Manager)
The requirements of the C.P.M. (Certified Purchasing Manager) certification include a bachelor's degree, three years of purchasing experience, successful completion of a comprehensive examination, and ongoing professional development requirements. The C.P.M. certification is one of the most widely recognized and respected certifications in the purchasing profession. NAPM/ISM or NAPM.org or ISM.ws offers this certification, and ISM is free to join for students.
2. C.I.R.M. (Certified in Integrated Resource Management)
The APICS, apics.org, offers the C.I.R.M. (Certified in Integrated Resource Management) certification. Requirements for the C.I.R.M. certification include a bachelor's degree, two years of professional experience, successful completion of a comprehensive examination, and ongoing professional development requirements.
3. C.P.I.M. (Certified in Production & Inventory Management)
The APICS, apics.org, offers the C.P.I.M. (Certified in Production & Inventory Management) certification. Requirements for the C.P.I.M. certification include a bachelor's degree, two years of professional experience, successful completion of a comprehensive examination, and ongoing professional development requirements.
4. CQMgr (Quality Management)
The ASQ (American Society for Quality) offers the CQMgr (Quality Management) certification. Requirements for the CQMgr certification include a bachelor's degree, at least eight years of work experience, at least three of which must be in a managerial role, successful completion of a comprehensive examination, and ongoing professional development requirements.
5. M.B.A. (Master’s of Business Administration)
The M.B.A. (Master of Business Administration) is not a professional certification like the others listed here. It is an academic degree that can be earned through a variety of programs. In general, applicants for M.B.A. programs must hold a bachelor's degree from an accredited institution and have completed specific coursework and professional experience requirements. The program requirements may differ from one institution to another, but usually include successful completion of a set of core courses and a comprehensive examination. Additionally, the ongoing professional development requirement does not apply to the M.B.A. degree.
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Can you explain with at least 200 words. If a company had losses in the 1 of the past 3 years and forecasting losses in year 4 of the 5 year forecast, should the company book a valuation allowance on its NOL carryforward and why?
Yes, suppose a company had losses in one of the past three years and is forecasting losses in year four of the five-year forecast. In that case, it should consider booking a valuation allowance on its Net Operating Loss (NOL) carryforward.
A valuation allowance is a contra-asset account used to reduce the carrying value of deferred tax assets when it is more likely that some portion or all of the deferred tax assets will not be realized. In this case, the company's NOL carryforward represents a deferred tax asset, which can be used to offset future taxable income and reduce the company's tax liabilities. The decision to book a valuation allowance is based on the principle of prudence in accounting. Suppose there is a history of losses and a forecast of continued losses. In that case, it indicates that there may need to be more taxable income to utilize the total amount of the NOL carryforward. As a result, it is necessary to assess the realizability of the deferred tax asset and determine whether a valuation allowance should be recorded to reflect the potential unrecoverability. By booking a valuation allowance, the company acknowledges the uncertainty surrounding the future realization of the NOL carryforward and takes a conservative approach to recognizing its tax benefits. This aligns with the matching principle in accounting, which requires expenses to be recognized when they are incurred and revenues to be recognized when they are earned. The rationale behind booking a valuation allowance is to avoid overstating the company's assets and potentially misrepresenting its financial position. By appropriately recognizing the uncertainty surrounding the NOL carryforward, the company provides users of the financial statements with a more accurate and transparent depiction of its financial health.
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Ethical standards in business are principles or codes for how a business conducts itself with ___, customers, and the public.
A. Other businesses
B.Employees
C.the government
D.charity organizations
Answer:
B. Employees
Explanation:
What could happen when requesting an interview if a job applicant hadn't prepared a 30-
Second Commercial?
The adjusted trial balance of Indigo Corporation at December 31, 2017, includes the following accounts: Retained Earnings $16,651, Dividends $6,759, Service Revenue $35,644, Salaries and Wages Expense $13,785, Insurance Expense $1,799, Rent Expense $3,872, Supplies Expense $1,413, and Depreciation Expense $804.
Prepare an income statement for the year.
Answer:
$13,971
Explanation:
An income statement indicates the profit or loss a business makes in the financial period. Profits or loss is realized by subtracting expenses from revenue.
The revenue for Indigo Corporation is $35,644,
Expenses
Salaries and Wages Expense $13,785
Insurance Expense $1,799
Rent Expense $3,872
Supplies Expense $1,413
Depreciation Expense $804
Total expenses $21,673
Income will be
=$35,644 - $21,673
= $13,971
Retained Earnings and Dividends are part of company profits. They are not business income or expenses.
Review the SWOT analysis you completed for your organization in MHA/505. Applying your knowledge of economic principles, analyze how economic concepts impact the opportunities or threats facing your organization.
Write a 500-word report of your organization’s SWOT and how economics in your market impact the strategy and future of your organization. Include the following:
Summarize the major economic trends in your market.
Evaluate whether these trends benefit or harm your organization’s strategic goals. Provide a rationale for your response.
Evaluate whether the economy in your market presents opportunities or threats for your organization or both. Describe them and how they apply to your organization.
The economy in the market presents both opportunities and threats for the organization, and it will need to carefully consider economic concepts such as supply and demand, competition, and consumer behavior when developing its strategy for the future.
The SWOT analysis that I did for my organization in MHA/505 showed that it has many strengths, including a highly skilled workforce, strong brand recognition, and a diverse product line. Weaknesses identified include a lack of international market presence and reliance on a small number of suppliers. The organization also faces significant opportunities, such as growing demand for its products in emerging markets, and potential threats, such as increased competition from other companies.
The major economic trends in the market are the growing popularity of online shopping and the increasing importance of sustainability and social responsibility. These trends have both positive and negative implications for the organization. On one hand, online shopping allows the organization to reach more customers and reduce costs. On the other hand, it creates more competition and could decrease foot traffic to brick-and-mortar stores.
Similarly, the emphasis on sustainability and social responsibility creates opportunities for the organization to differentiate itself and appeal to socially conscious customers, but it also creates a potential threat if the organization fails to meet these expectations.
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Disadvantages of choosing a job that is extremely popular or in demand
The disadvantage of choosing a job that is very popular or a job that is in high demand is that after a while such a job may become saturated or it would become monotonous.
What is a high demand job?This is the term that is used to refer to a job that the people that wpould employ labor are constantly in need of. Such a job is one that would require the people that have the qualification to opt in and get the places and the roles that they are to fill.
The issues that may arise from such a job that is in high demand is that after a period, such a job may have a lot of persons that would want to fulfil the role.
The number of qualified persons may become more than the job that is available for the people to do in the long run.
Hence this is a disadvantage. Therefore I would conclude by saying that the disadvantage of choosing a highly popular job is that the number of persons that are willing to fulfil the role may exceed the job overtime.
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Pam's business earns 33,000 per month. Pam's non-employee expenses are $13,500 per month. If Pam wants $4,500 in profit per month, how many employees can she employ if each employee costs $3,000 per month?
The number of employee that she can employ if each employee costs $3,000 per month is 5 employees.
Using this formula
Number of employee=Business amount earn per month-Non -employee expenses per month-Profit per month/Employee cost
Let plug in the formula
Number of employee=$33,000-$13,500-$4,500/3,000
Number of employee=$15,000/3,000
Number of employee=5 employees
Inconclusion the number of employee that she can employ if each employee costs $3,000 per month is 5 employees.
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A registered representative of a FINRA member firm is going to present a seminar on retirement planning. It will be a slide show, and no specific advice will be given. The expected attendance is approximately 50 people. Under the FINRA rule on communications with the public,
A) this is a public appearance and no approvals are necessary.
B) this seminar can take place only if the recommendations are tailored to the specific needs of the audience.
C) a registered principal is required to attend to ensure that the standards of ethical conduct are maintained.
D) the slides are considered a retail communication and need principal approval before first use.
Answer:
A) this is a public appearance and no approvals are necessary.
Explanation:
In this scenario, a registered representative of a FINRA member firm is going to present a seminar on retirement planning with an expected attendance of approximately 50 people. It will be a slide show, and no specific advice will be given.
Under the FINRA rule on communications with the public, this is a public appearance and no approvals are necessary.
According to FINRA, a public appearance can be defined as an unscripted, spontaneous live presentation to a group of people comprising of potential investors. A public appearance do not require a principal approval and are not bonded by the FINRA rules and regulations.
Additionally, FINRA is an acronym for Financial Industry Regulatory Authority. It is a non-profit agency in the United States of America, which is saddled with the responsibility of handling the licensing and regulation of broker-dealers in securities.
According to FINRA a registered principal is required to attend to ensure that the standards of ethical conduct are maintained.
According to the rule 2210 of FINRA it is required that every communication has to be done fairly and also in good faith.
FINRA is a regulatory organization that ensures that all investors and firms are able to participate well in the market and also have confidence in their dealings by protecting integrity.
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Suppose that you start off in long run equilibrium, where LRAS, SR, and AD meet altogether in one point. Explain what happens to price, real GDP, inflation, and unemployment in each of the following cases:
(a) The interest rate falls;
(b) Wage rate temporarily falls;
(c) The dollar appreciates relative to foreign currencies;
(d) Businesses temporarily expect higher resource prices in the future;
(e) Business taxes rise
(a) When the interest rate falls, it stimulates borrowing and investment, leading to an increase in aggregate demand (AD). As a result, both price levels and real GDP will rise. The increase in aggregate demand will lead to upward pressure on prices, causing inflation to increase. With increased investment and economic activity, unemployment is likely to decrease as businesses expand and create more job opportunities.
(b) If the wage rate temporarily falls, businesses' production costs decrease, leading to a decrease in their marginal cost (MC) and an increase in short-run aggregate supply (SRAS). As a result, both price levels and real GDP will increase. With lower production costs, businesses can lower their prices, which can lead to a decrease in inflation. However, the impact on unemployment depends on the elasticity of labor supply. If the wage decrease leads to a significant increase in labor supply, it could lead to an increase in employment and a decrease in unemployment.
(c) When the dollar appreciates relative to foreign currencies, it makes imports relatively cheaper and exports relatively more expensive. This leads to a decrease in net exports, reducing aggregate demand (AD). As a result, both price levels and real GDP will decrease. With decreased aggregate demand, inflation is likely to decrease. The decrease in economic activity can also lead to an increase in unemployment as businesses may reduce production and cut jobs.
(d) If businesses temporarily expect higher resource prices in the future, it can lead to an increase in their costs of production. This will result in a decrease in short-run aggregate supply (SRAS), leading to higher price levels and lower real GDP. With higher production costs, businesses may pass on the cost increases to consumers, leading to higher inflation. The impact on unemployment depends on the extent to which businesses adjust their production and hiring plans in response to the expected higher resource prices.
(e) When business taxes rise, it increases the cost of production for businesses. This leads to a decrease in short-run aggregate supply (SRAS), causing price levels to increase and real GDP to decrease. Higher production costs can lead to higher inflation as businesses pass on the tax burden to consumers. The increase in production costs may also result in businesses reducing their output and cutting jobs, leading to an increase in unemployment.
It's important to note that these are simplified explanations and the actual impact of these factors can be influenced by various other economic conditions and factors. Additionally, the magnitude and duration of the effects can vary depending on the specific circumstances and the overall state of the economy.
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A disadvantage of using credit is impulse buying
True or False
Answer:
True
Explanation:
Impulse buying is making unplanned or non-budgeted purchases. In impulse purchases, buying decision is based on attraction rather than the need to have the item.
Making payment via a credit card is incurring a debt. One does not need to have money on their account for the payment to go through. It means one can spend money that they do not have on hand or at the bank. A credit card permits one to make payments for goods they had not planned to buy. It can encourage the buying of items that are not required.
True or False. Each partner may withdraw the assets he or she contributed to the partnership at any time.
False. Each partner may not withdraw the assets he or she contributed to the partnership at any time. In a partnership, the assets are jointly owned by all the partners. Each partner has a share in the assets and liabilities of the partnership, which is determined by the partnership agreement.
Therefore, partners cannot simply withdraw their contributions without the agreement of the other partners. In some cases, a partnership agreement may allow for a partner to withdraw their contributions, but this would typically require the consent of the other partners or may be subject to certain conditions. Additionally, the withdrawal of a partner's contributions could have significant implications for the financial stability of the partnership, so it is not a decision that can be made lightly.
Overall, it is important for partners to have a clear understanding of their rights and obligations within the partnership, as well as the terms of the partnership agreement. This can help to avoid disputes and ensure that the partnership operates smoothly and effectively.
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you deposit $6000 in an account earning 2% interest compounded continuously. how much will you have in the account in 10 years?
Future Value is $7,327.20
What is compound interest ?Compound interest is the interest on deposits that is computed using both the original principal and the interest accrued over time.
It is thought that the concept of "interest on interest" or compound interest first appeared in Italy in the 17th century. Compared to simple interest, which is just charged on the principal amount, it will cause a sum to grow more quickly.
Money grows more quickly when it is compounded, and compound interest increases as the number of compounding periods increases.
CI formula : A = P(1 + r/n)^nt
where,
P = principal balance,
r = interest rate,
n = number of times interest is compounded per time period and
t = number of time periods.
To solve this question :
A = P(1 + r/n)^nt
= 6,000 (1 + 0.02/12) 120
= USD 7,327.20
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nne's marginal income tax rate is 32 percent. she purchases a corporate bond for $19,500 and the maturity, or face value, of the bond is $19,500. if the bond pays 8.8 percent per year before taxes, what is anne’s annual after-tax rate of return from the bond if the bond matures in 1 year? what is her annual after-tax rate of return if the bond matures in 10 years?
Anne's annual after-tax rate of return is 5.99% for both a 1-year and 10-year maturity of the bond.
To calculate Anne's annual after-tax rate of return from the bond, we need to consider her marginal income tax rate.
For a 1-year maturity:Calculate the annual interest income: $19,500 * 8.8%
= $1,716
Calculate the after-tax interest income: $1,716 * (1 - 0.32)
= $1,166.88
Calculate the after-tax rate of return: $1,166.88 / $19,500
= 0.0599 or 5.99%
For a 10-year maturity:Calculate the annual interest income: $19,500 * 8.8%
= $1,716
Calculate the after-tax interest income: $1,716 * (1 - 0.32)
= $1,166.88
Calculate the after-tax rate of return: $1,166.88 / $19,500
= 0.0599 or 5.99%
Therefore, Anne's annual after-tax rate of return is 5.99% for both a 1-year and 10-year maturity of the bond.
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Operations management is the management of:
designing and controlling the process of production and redesigning business operation in the production of goods and services.
Question 1 of 40
What of these statements best describes the purpose of a logo?
A. It consists of the words the audience will read first on an
advertisement.
B. It supports a marketing message by grabbing attention and
making an emotional appeal.
C. It lists information and other details needed to develop audience
interest and credibility.
D. It reminds the audience of the advertiser's identity.
SUBMIT
Answer:
D. It reminds the audience of the advertiser's identity.
Explanation:
Marketing can be defined as the process of developing promotional techniques and sales strategies by a firm, so as to enhance the availability of goods and services to meet the needs of the end users or consumers through advertising and market research.
Advertisement refers to the promotional multimedia messages designed and developed to make the products or services of a company known to its customers and potential customers. It is generally considered to be one-sided because it focuses on painting a brand as the best and devoid of any negative issue.
A logo is simply a graphical symbol, emblem or illustration that serves as a means of identity and trademark of a particular company saddled with the responsibility of manufacturing goods and services for its customers. Logos are usually placed or inscribed in all products, so as to differentiate the brand from it's competitors and to make the customers aware of the identity of the manufacturer (advertiser) during an advertisement.
Hence, the statement which best describes the purpose of a logo is that it reminds the audience of the advertiser's identity.
what statements from the client's focused interview correlate to the abnormal inspection findings? (select all that apply.)
The statements from client's focused interview correlate to abnormal inspection findings are past surgical history of an appendectomy and change in body mass index (BMI).
What is body mass index?Using a person's mass (weight) and height, the body mass index (BMI) is calculated. The body mass index (BMI) is stated in units of kg/m2 and is calculated by dividing the body weight in kilograms by the height in meters. A table or chart that presents BMI as a function of mass and height using contour lines or colors for different BMI categories, and which may use other units of measurement, may be used to calculate BMI. Based on tissue mass and height, a person's BMI can be used as a convenient generalization to classify them as underweight, normal weight, overweight, or obese.
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A Federal Covered Adviser (FCA) located in State A advertises in State B. The Administrator of State B can:
If a Federal Covered Adviser (FCA) located in State A advertises in State B, the Administrator of State B can require the FCA to file a notice filing, which may contain copies of all advertising materials under the Investment Advisers Act of 1940.
Investment advisers must be registered or must file for exemption from registration with the Securities and Exchange Commission (SEC) under the Investment Advisers Act of 1940. The Administrator of State B can require the FCA to file a notice filing, which may contain copies of all advertising materials under the Investment Advisers Act of 1940. Investment advisers must be registered or must file for exemption from registration with the Securities and Exchange Commission (SEC) under the Investment Advisers Act of 1940 if they are: Providing advisory services in exchange for compensation.
Advertising or holding themselves out as investment advisers However, investment advisers with less than $100 million in assets under management must register with the state in which they have their principal place of business (home state) under the National Securities Markets Improvement Act of 1996. The state administrator in the state where the adviser operates may have the authority to enforce the rules of the Investment Advisers Act of 1940, depending on the size of the adviser's assets under management.
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brad and angelina form a new corporation. angelina contributes cash for 85% of the stock and brad contributes only services for 5% of the stock. what are the tax consequences to brad?
Brad would not have any immediate tax consequences of this transaction. However, if and when he sells the stock or receives any dividends or other distributions from the corporation, he would be required to report any income he receives on his taxes.
Brad does not have any immediate tax consequences of forming the new corporation with Angelina. However, if he later sells the stock, receives dividends, or other distributions from the corporation, he will be required to report any income that he receives on his taxes. This is because his contribution of services was considered a non-cash contribution, so he would not be subject to immediate taxes. When the corporation generates income, Brad will be liable to report it on his taxes.
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Do you think business practices will become standardized across cultures as the global marketplace continues to flourish? Why or why not?
Answer:
Most likely yes
Explanation:
Business practices do depend on local cultures, but they are also very sensitive to standardization since business across the world have the base basic objective: to increase economic value, and this value is measurable.
As globalization advances, firms all over the world will seek the best financial, operative, and human resource practices in order to increase economic value, and this practices will be available to a global audience mainly in the form of quantitative data and strategies that can be adapted to any firm no matter where it is located.
Which of the following statements explains the difference between a lease and a loan?
a. At the end of a loan the car belongs to you, but at the end of a lease, the car still belongs to the
lease company.
b. At the end of a loan, the car still belongs to the lease company, but at the end of a lease the car
belongs to you.
C. A loan requires a large down payment at the beginning while a lease does not.
d. A lease requires a large down payment at the beginning while a loan does not
Answer:
A. At the end of a loan the car belongs to you, but at the end of a lease, the car still belongs to the
lease company.
Explanation:
The following statement which explains the difference between a lease and a loan, at the end of a loan the car belongs to you, but at the end of a lease, the car still belongs to the lease company. Thus, statement 'A' is the correct statement.
What is the difference between a lease and a loan?A lease is a long-term leasing arrangement for the use of a certain piece of equipment, whereas a loan is the borrowing of money. Loans and leases both offer advantages as a form of finance. The following are some crucial factors influencing your choice.
Loan: Typically, rates are variable and dependent on the prime rate or another index, like LIBOR. The monthly payout changes in line with changes in the index. This is advantageous when interest rates are down and harmful when they are rising. Banks won't fund machinery they don't understand or that they believe has little value as collateral.
Lease: Payments are typically fixed for the duration of the lease, barring any unusual terms. Budgeting and cash flow management are greatly facilitated by fixed payments. Because of our own financial capacity, we can finance most types of equipment.
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question mode multiple choice question yessica dislikes the new product line that she is required to sell at the salon where she works. her feelings about the product line reveal which attitude component?
The new product line that the hairstylist at the salon where she works is forced to market is unpopular. Her opinions of the line of products show which...
Whats is a product?
The thing that is being sold is referred to as a product. A service or an object both qualify as products. It could take on a physical, virtual, or cyber form. Every product has a cost associated with it, and each one has a price. The market, the quality, the marketing, and the group that is being targeted all affect the price that can be charged.
Product manager/product strategist is the individual who is ultimately in charge of defining the product.
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Based on this article why is GE shrinking?article:General Electric Co. disclosed that it shed 30,000 workers lastyear as the conglomerate restructured its operations and sold offsome business lines.
The company ended 2018 with 283,000 workers, including 97,000 in the U.S., according to GE’s annual report filed Tuesday. Most of the decline came in GE’s troubled power business, which has struggled with excess capacity and sold part of its operations to private-equity firms. GE also has been cutting jobs from corporate functions and headquarters.
Although GE’s staff has fluctuated over the years as it added and sold businesses like NBCUniversal, the year-end number is its lowest workforce tally in at least a decade. The number is likely to fall further this year, as the company recently sold its transportation division, which employed about 9,000 workers, and part of its health-care division.
GE’s filing also provided new details on a legacy insurance business that forced the company to boost reserves by $15 billion over several years. GE said on Tuesday that it won’t need to further increase those reserves after an annual regulatory review.
GE's WorkforceSource: SEC filings
.thousandUSNon-U.S.2008’10’12’14’16’18050100150200250300350
In his first letter to GE shareholders, Chief Executive Larry Culp reiterated many of his previous statements on the company’s strategy. He stressed needing to lower debt levels and then strengthen the businesses, starting with the power division.
"We are embracing our reality and executing the plan we’ve laid out to create value," Mr. Culp wrote. "Now it’s more about what we do than what we say."
GE ended 2018 with $110 billion in total borrowings, down from $134.6 billion a year ago. About half of the debt is from GE Capital, which includes a large aircraft-leasing business that owns thousands of planes.
General Electric (GE) is shrinking due to restructuring its operations and selling off some of its business lines. The company has shed 30,000 workers, with most of the decline coming from its troubled power business.
General Electric (GE) is also cutting jobs from corporate functions and headquarters. This restructuring is due to the need to lower debt levels, as GE ended 2018 with $110 billion in total borrowings, down from $134.6 billion a year ago.
The company aims to strengthen its businesses, starting with the power division, and create value by executing its plan. The job cuts and restructuring are expected to continue, with the recent sale of its transportation division and part of its healthcare division likely to result in further job losses.
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What are the advantages and disadvantages of the three primary business writing formats?
Answer and Explanation:
The business writing formats benefits and disadvantages of the three primary business writing formats are described below:-
A memorandum is a formal define that it is the way of communication that enables corporations to connect with their workers. This is typically used to distribute updates or issues.
Memos are highly increasingly being replaced by e-mail, so sending a memo is more difficult and costly. Therefore, a Business Letter is a structured communication method that's best used to connect with clients.
It generally takes more time to write and format a business letter than to write an email or memo.
As we know that an Email is easy to send and priceless, and make enable to send message to many people at a time also Many unwritten e-mails etiquette rules and can be too casual for many business purposes.
Business writing formats includes the use of memorandum, email business letters etc. The advantages and disadvantages of the three primary business writing formats are:
A Memorandum: (Advantages)
This is simply a formal, internal communication tool which allows companies to communicate with their employees. It is known to be used to deliver announcements or problems.Disadvantages
Memos are said to be rapidly been replaced by e-mail due to the fact that it is more complicated and expensive to deliver a memo.Business letters (Advantages)
A Business Letter is simply known as a formal communication tool which is utilized for communicating with customers.Disadvantages
Writing and formatting a business letter often takes more time than composing a memo or e-mail.Emails (Advantages)
E-mail is quick, easy and cheap, and allows you to send messages instantly to any number of people.Disadvantages
E-mail has too much unwritten rules to follow (etiquette) and it is too informal for many business purposes.Learn more from
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Choose a country other than the United States— maybe a country you would like to visit someday, or a country that speaks a language you have learned or that someone you know speaks.
Respond to the following:
1.Research the real GDP per capita of that country and compare it to the real GDP per capita of the United States.
2.Explain how the costs of production and the standard of living for residents of the two countries might be different based on the different values for real GDP per capita.
The comparison that would be made here is the Real GDP of the United States and that of Ni/geria per capita in the year 2021. The US has the real GDP per capita as 69,287.54 USD, while Ni/geria has theirs as 2,085.03 USD.
The cost of production is low in USA nd high in Ni/geria
The standard of living is high in USA and very low in Ni/geria
The standards of living in these nationsFrom the figure that we have here, even though the figure for Ni/geria is a bit exaggerated, I would say that the United States has been able to create a system where the people have a better standard of living by creating all of the means that businesses would thrive.
The cost of production in the USA would be lower and the standard of living would be high obviously.
In Nigeria, the cost of production id high and the standard of living is very low for the people
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Suppose Sally wins the Publishers Clearinghouse $10 million sweepstakes (not the future value). The money is paid in equal annual installments of $500,000 over 20 years. If the appropriate discount rate is 5%, how much is the sweepstakes actually worth today? And if Publishers Clearinghouse offered you $5 million today, is that offer more or less valuable than the value of the annuity? A) $6,546,789; offer is less B) $10,000,000; offer is less C) $6,231,105; offer is less D) $4,121,212; offer is more E) none of the above
The present value of the annuity is $6,546,789.09. Publishers Clearinghouse's $5 million deal is less valuable than the annuity.
How do we calculate it?
An annuity is a series of cash payments or receipts that are made at equal intervals. An annuity due is one in which the cash flows are made at the beginning of each period, whereas an ordinary annuity is one in which the cash flows are made at the end of each period.
Because Publishers Clearinghouse pays annual installments, it is an ordinary annuity.For this ordinary annuity, we have to calculate the present value. Because the annuity payments are identical, the present value can be calculated using the following formula.
PV = PMT [(1 - (1 / (1 + i)n)) / i] Where:PV is the present value of the annuity payments.PMT is the annuity payment per year.i is the rate of discount per year.
n is the number of periodsThe PV of the annuity payment will be:PMT = $500,000, i = 5%, n = 20
PV = $6,546,789.09Since $6,546,789.09 is The present value of Sally's winnings, Publishers Clearing house's $5 million offer is less valuable than the annuity.Answer: A) $6,546,789; offer is less
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How is a debit card different from a credit card?
A. A debit card is usually issued by a financial institution.
B. A debit card provides a way for people to make large purchases.
C. Spending on a debit card is limited to the funds available in an
account.
D. Spending can occur via a digital payment method.
Answer:
C
Explanation:
because thats wat ist is.- limited funds
3.A business firm that is regarded as a fictitious legal person is called a
Corporation.
Silent partnership.
Limited proprietorship.
Limited partnership.
Franchise monopoly.
A business firm that is regarded as a fictitious legal person is called a Corporation. A corporation is a legal entity that is separate from its owners, who are called shareholders.
This type of business structure allows the company to exist independently from the individuals involved in its operation, providing limited liability protection for the shareholders.In a corporation, shareholders own the company and have limited liability for its debts and obligations. A silent partnership, limited proprietorship, limited partnership, and franchise monopoly are different types of business structures that offer varying levels of liability protection and management responsibilities.
A silent partnership involves one partner contributing capital while the other manages the business. A limited proprietorship is a single-owner business with limited liability protection. A limited partnership has general partners responsible for management and limited partners who are only financially liable. A franchise monopoly involves a franchisor granting a franchisee the rights to operate a business using the franchisor's brand and business model.
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A cover letter accompanies_____?
A. a college application
B. the FAFSA
C. a letter of recommendation
D. a résumé
Answer:
B brainliest?
Explanation:
Bridgette wants to have $325,000 when she retires in a year. If she currently has $300,000 to put in a 1-year CD, which of these APRS and compounding periods will allow her to reach her goal?
A. An APR of 8.03% compounded quarterly
B. An APR of 8.11% compounded semiannually
C. An APR of 8.02% compounded monthly
D. An APR of 8.01% compounded daily
Answer:D
Explanation:
i just took quize lol
how much would you cost to have a good night
Answer:
as much as i need
Explanation: