Suppose you have just borrowed $51,837 at an annual interest of 5.3% and must repay the loan in equal installments at the end of each of the next 19 years. By how much would you reduce the amount you owe (that is, principal) at the end of the first year? (Hint: Compute annual loan payment first and then the loan amortization schedule for the first year.) Group of answer choices

$1,643.38

$1,649.38

$1,645.38

$1,641.38

$1,647.38

Answer:

Outsourcing is a contested idea because the original company loses control of the job they are trying to complete. Outsourcing is a bad idea because it also causes jobs to be lost.  (you might want to change the wording a bit.)

Explanation:

Ann will earn more at Sentor Inc. as she will earn $1955 more.

Based on the information given in the question, the earnings from the companies will be:

Boden Tools:

= $800 + (3% × $87000) + (3% × $87000)

= $800 + $2610 + $2610

= $6020

Sentor Inc.

= (2.5% × $45000) + (4.5% × $20000) + (7% × $85000)

= $1125 + $900 + $5950

= $7975

Difference in earnings = $7975 - $6020 =  $1955

Therefore, based on the calculation above, she'll earn more at Sentor Inc. She will earn $1955 more.

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The volatility in the demand pattern is amplified in the supply chain via the bullwhip effect. The statement is True.

What is Demand

Demand is the amount of a good that consumers are willing and able to buy at different prices during a specific period of time in economics. The relationship between price and quantity demand is sometimes referred to as the demand curve. An item's perceived necessity, price, perceived quality, convenience, alternatives that are offered, buyer preferences and disposable income, among many other factors, all affect how much demand there is for that particular item.

Many different events and elements influence a consumer's decision to purchase a product.

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The cost of the rebate will be ​$ 96.4 million. The benefit of the rebate will be ​$ 91 million. Offering the rebate does not look attractive.

The original sales volume be 38500 and the sales volume after the rebate be 53900. Then the increment in sales volume would be:(53900 – 38500) = 15400 units. The cost of the rebate would be $ 1,800 x 53,900,000 = $ 96,420,000. The benefit of the rebate would be: 15400 x $ 5910 = $ 91,014,000. Thus, there will be an additional revenue of $ 91,014,000 while incurring a cost of $ 96,420,000. It implies that the cost of the rebate is greater than the benefit of the rebate. Therefore, it is not a good idea for Honda to offer a rebate as it is expected to incur a loss of $ 5,406,000. Hence, Honda must reconsider offering a rebate.

The cost of the rebate will be ​$ 96.4 million. The benefit of the rebate will be ​$ 91 million. Offering the rebate does not look attractive.

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Answer:

About 10 years before retirement cause children become less dependent cause they leave for college or move away.

Explanation:

Answer:

D. he lost out on job opportunities.

Explanation:

Answer: d he lost job opportunities

Explanation:

In Psychology, framing effect can be defined as a cognitive bias wherein a person's choice from a group of options is primarily influenced by the positive or negative connotations pertaining to the options that are available.

Cultural diversity can be defined as an existence of cultural variety and cultural differences due to the presence of several ethnic groups that are living within a society.

In this context, we can logically deduce that some examples of distinctive cultural characteristics that differentiate groups are:

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Projects often fail because companies wait too long before taking necessary action on troubled projects. This is primarily because it is difficult to know when a project is in trouble and when it is necessary to act.

Additionally, people may be reluctant to abandon a project that has already invested a significant amount of time, resources, and money into it. For example, a software development project may be going on for months, and it may seem like progress is being made. But in reality, the project is running over budget and the timeline has been extended multiple times. Even though the content loaded critical success factors have been identified, examined, and understood, the project is still in danger of failure. It may take a long time for the team to recognize the signs of trouble and take the necessary corrective actions.

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Consumer surplus will  remain the same when a monopolist goes from single-price monopoly to perfect price discrimination.

Consumer surplus is always smaller under monopolies (relative to perfect competition). However, it's possible that the rise in company profits will more than make up for the fall in consumer surplus.

When a company charges each customer their maximum willingness to pay, which is indicated by the demand curve, this is referred to as first degree or perfect price discrimination. The firm should choose its production at the point where MR=MC, as it is in other situations.

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Answer: B.) Bar

Explanation: When trying to compare batting average of all players on the leagues baseball team, the batting average of the players in each team is measured and the data grouped by team. When measuring changes, differences or comparison, the bar chart and line chart seems to be the best for such purposes. However, depending on whether the changes in measured data is large or small, the bar chart seems best suited in cases where large differences exists, while line graphs are better when small differences exist between measure data.

Answer:

B.) Bar

Explanation:

Answer:

D The number of jobs in marketing is on the rise

Explanation:

The outlook for marketing career opportunities is  The number of jobs in marketing is on the rise. Thus the correct option is D.

A career is referred to what an individual chooses as a profession to earn something. A career of an individual is based on his talents, skills, and abilities which help him to seek growth and development and achieve the goals of life.

The outlook for marketing career opportunities is typically bright, As the demand for marketing professionals grows, This expansion is being driven by the growing importance of marketing in today's business environment and its significance.

Aside from marketing managers, there are numerous other marketing careers accessible, such as market research analysts, public relations specialists, and digital marketing specialists which brings career prosperity and growth.

Therefore, option D is appropriate.

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Answer: unilateral contract

Explanation:

An unilateral contract is a contact that is formed when an individual offers to do a particular thing in return for either money or something else that was agreed on.

Once such individual does that thing, he or she has to be given what was agreed on in the contract. A typical example is the contact regarding an insurance policy.

Therefore, an offer that can only be accepted by an offere's performance will create a unilateral contact.

Frank's TVs wants to increase capacity by adding a new machine. The firm is considering proposals from vendor A and vendor B. The fixed costs for machine A are $54,000 and for machine B, $32,000. The variable costs for each additional unit beyond the breakeven point are $200 for A and $300 for B.

Ans: Breakeven point is a point of no profit no loss. It is the point where the total revenue is equal to total cost. Hence, we need to determine the breakeven point for each machine to decide which machine to prefer. Breakeven point (BEP) for machine A will be as follows; BEP = Fixed cost/Contribution per unit Contribution per unit = Sale price per unit - variable cost per unit =  $800 - $200 = $600 per unit Thus, BEP for machine A = 54,000/600 = 90 units Breakeven point (BEP) for machine B will be as follows; BEP = Fixed cost/Contribution per unit Contribution per unit = Sale price per unit - variable cost per unit =  $800 - $300 = $500 per unit Thus, BEP for machine B = 32,000/500 = 64 units Machine A will be preferred if the firm anticipates producing and selling 400 units as BEP for machine A is 90 units whereas BEP for machine B is 64 units.

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When an RBT does not know how to perform an intervention or strategy, the best course of action is to ask for training and supervision on the skill.

There is a paraprofessional certification in behavior analysis called Registered Behavior Technician® (RBT®). RBT Supervisors and/or RBT Requirements Coordinators, who are in charge of all work RBTs do, direct and closely supervise RBTs as they aid in providing behavior analysis services and practice.

A patient care plan developed by a board-certified behavior analyst is supported and carried out by a registered behavior technician. They offer ABA interventions that promote replacement behaviors that are socially acceptable so that clients can develop and enhance their communication, social interaction, and problem-solving abilities.

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The financial statement not required for Internal Service Funds is the **Statement of Cash Flows**.

Internal Service Funds (ISFs) are used to account for the financing of goods and services provided by one department or agency to other departments or agencies within a government organization. They operate on a cost-reimbursement basis and focus on operating activities. The required financial statements for ISFs include a Statement of Net Position and a Statement of Revenues, Expenses, and Changes in Fund Net Position. However, the Statement of Cash Flows, which is essential for proprietary funds like Enterprise Funds, is not mandatory for ISFs. This is because ISFs' primary focus is on the full accrual basis of accounting, which captures transactions and events when they are incurred, regardless of when cash is received or paid.

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Answer:

95% stocks /5% Money Markets

Explanation:

It is advisable for an investor that is relatively risk tolerant should consider devoting more of their money into stocks based investment, especially for a young, single investor who is willing to achieve highest return such that such an investor will be more likely to stay invested during the short periods of bear market fluctuations

Investment should be made based on the asset allocation plan. For a person looking to make high returns in about 20 years, he does not need to be very concerned about the stock market short-term fluctuations, compared to a person  looking to put their ward through college in a few years time who should be more inclined to fixed income safer investments.

Answer:

Explanation:

La educación por competencias ha resurgido en todo el mundo con gran fuerza desde finales del siglo pasado. Las reformas del sistema educativo mexicano emprendidas en la última década y que comprenden todos los niveles tienen un elemento en común: un currículo con un enfoque basado en competencias. Al igual que en otros países, en México estamos viviendo una efervescencia por las competencias; no obstante, la confusión y la incertidumbre parecen ser el signo distintivo de estas reformas. Es cierto que el concepto de competencias es polisémico y complejo, que no existe una teoría unificada que sustente este enfoque y que carecemos de experiencia en la puesta en práctica de un currículo basado en competencias. Si a esto le sumamos la dificultad propia que entraña la evaluación del aprendizaje, diremos que las condiciones están puestas para que la ambigüedad y el desconcierto reinen en los centros educativos, tal como está sucediendo. Este artículo tiene como objetivo contribuir al debate teórico actual en torno a la evaluación de competencias, así como aportar algunos rudimentos de tipo metodológico que permitan a los profesores mejorar sus concepciones y prácticas de evaluación.

Palabras clave: educación por competencias, evaluación de competencias, currículo basado en competencias, aprendizaje por competencias.

To calculate Riverside Enterprises' net income, we need to subtract all expenses and taxes from the sales revenue.

First, we need to calculate earnings before interest and taxes (EBIT) by subtracting costs, depreciation, and interest from sales revenue:
EBIT = $613,000 - $479,000 - $48,000 - $26,000 = $60,000 Next, we need to calculate the firm's income tax expense:
Income tax expense = EBIT x tax rate = $60,000 x 0.25 = $15,000
Finally, we can calculate Riverside's net income by subtracting income tax expense from EBIT:
Net income = EBIT - income tax expense = $60,000 - $15,000 = $45,000
Therefore, Riverside Enterprises' net income is $45,000.

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Hottechi Laminate has come up with a new customer-oriented business model that allows customers to pick out several styles that they like from an online site, and the company will ship samples of each of the styles to the customers to test in their home without any additional cost.

Busy middle-class customers are expected to appreciate the convenience of the new model since it saves them time browsing showrooms. The company has opted to sell the old showrooms and redirect resources to the new online site and regional offices for sales personnel.

The primary question that remains for Hottechi Laminate to ask in order to put its strategy into action is how they will maintain their standards for quality assurance while transitioning from a brick-and-mortar store model to an online store model.

They will need to devise strategies that can handle potential technical issues that may arise during shipping or during the installation process. Hottechi Laminate should ensure that their customer service is available and responsive to meet their customers' needs and answer their queries promptly.

The new business model will eliminate the costs of maintaining physical stores while allowing Hottechi Laminate to interact with customers in the comfort of their own homes, resulting in a substantial reduction in operating costs. It is important to remember, though, that transitioning to an online business model can be risky.

Hottechi Laminate must recognize the potential risks and benefits and weigh the consequences. They need to keep up with the evolving market and technological trends to stay ahead of the competition.

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Answer:

$7200

Explanation:

Let y be the number of phones sold, and x the price per phone.  The revenue, R, would be the product of phones sold and their price:

  R = y*x

We know that  y = 240-2x.

The total revenue would be:

 x*y or x*(240-2x)

Revenue(R) = 240x - 2x^2

We want to find the maximum of this function.  This can be done with one of two methods:  graphing and Differentiating.  Both are described:

Graphing

Plot R = 240x - 2x^2 and look for the vertex.  See the attached plot.  The vertex is at (60, 7200), which means that a price of 60/phone would result in the maximum revenue of $7200.

Differentiate

The second approach is to differentiate the equation and set it equal to 0.  Differentiation allows one to determine the slope of the function at any point x.  When this function reaches its maximum, the slope goes from positive (going up) to negative (going back down).  At the very top the slope is 0 for a value of x.  Solving the differentiated equation for x will reveal the maximum point:

 R = 240x - 2x^2

 dR/dx = 240 - 4x

    0 = 240 - 4x       [slope of 0 at the maximum]

    4x = 240

      x = $60/phone, as before

From y = 240−2x we can find the total units sold at $60/phone

     y = 240 - 2(60)

     y = 120 phones sold

Total revenue at maximum would therefore be:

         R = x*y

         R = ($60/phone)*(120 phones) = $7200

Answer:

Try A. Federal Pell Grant

Answer:

answer : b

Explanation:

cauise

The economic growth rate, given the GDP in the past year and the current GDP, is 2. 63 %

A country's economic growth rate is the difference in value, expressed as a percentage, between all the products and services produced during a given time period and those produced earlier in the same time period. The comparative health of an economy over time is assessed using its growth rate.

To find the economic growth rate, the formula is :

= (Current Gross domestic product - Past gross domestic product ) / Past gross domestic product x 100 %

= ( 19 . 5 trillion  - 19 . 0 trillion ) / 19. 0 trillion x 100 %

= 0. 5 trillion / 19 trillion x 100 %

= 0. 0263 x 100 %

= 2. 63 %

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DUMPING: A predatory pricing practice in which a foreign nation exports its commodities to another nation and sells them there for less than the local market rate.

Today, there are 195 nations in the world. This number includes the Vatican See and also the State of Palestine, two non-member observer nations, together with the 193 United Nations member states.

In geopolitics and global politics, a nation appears to be a physical place. The dictionary describes it as "the land of either a nonviable fetus, abode, or citizenship; a governmental nation or state or its territory."

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As a result, country B imposed a 20% tariff on steel imports from country A.

Dumping is the act of selling a product in a foreign market at a price lower than the price charged in the domestic market or below the production cost. It is considered as an unfair trade practice.

Measures to counter dumping include imposing tariffs on the imported goods, which raises their price and makes them less competitive with domestic products. Another measure is the imposition of anti-dumping duties on the imported goods. Additionally, some countries also negotiate agreements with the exporting countries to limit the volume or value of their exports to the importing country. Some countries also use countervailing duties to counter the effects of subsidies provided to the exporting country's industries.

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According to IAS 36, the company needs to recognize an impairment loss for the car since its recoverable amount (higher of fair value less costs to sell and value in use) is lower than its carrying value. The impairment loss will be the difference between the carrying value and the higher of the fair value less costs to sell and the value in use.

Under IAS 36, impairment of assets is assessed by comparing the asset's recoverable amount with its carrying value. The recoverable amount is the higher of the asset's fair value less costs to sell and its value in use.

In this case, the car's recoverable amount is OMR 3,000, which is the fair value less costs to sell. However, the value in use is estimated to be OMR 1,000. Since the value in use is lower than the fair value less costs to sell, the company should use the fair value less costs to sell as the recoverable amount.

The carrying value of the car is OMR 8,000. As the recoverable amount (OMR 3,000) is lower than the carrying value, an impairment loss needs to be recognized. The impairment loss will be the difference between the carrying value and the higher of the fair value less costs to sell and the value in use, which is OMR 5,000 (OMR 8,000 - OMR 3,000).

Therefore, the company should recognize an impairment loss of OMR 5,000 for the car in its financial statements. This impairment loss reduces the carrying value of the car to its recoverable amount of OMR 3,000.

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Answer:

A. Increased domestic lending.

Explanation:

Give me brainliest if that helped!

Answer:a

Explanation:

Manage communication system

Answer:

As said from quizzlet, Labor unions can use the power of collective bargaining and strikes to make management listen. Instead of using the power of one, easily replaced worker, the union uses the power of all workers for leverage.

Explanation:

Financial intermediaries is c. allow for risk sharing for the lender-savers.

Financial intermediaries, such as banks and credit unions, act as a middleman between savers and borrowers. One of the main functions of financial intermediaries is to allow for risk sharing for the lender-savers. This means that they spread the risk of lending money among a large number of savers, reducing the individual risk for each saver.

Financial intermediaries do not exacerbate all of the problems caused by asymmetric information (option a), as they actually work to reduce these problems by gathering information about borrowers and making informed lending decisions. .

They also do not increase transaction costs for lender-savers and borrower-spenders (option b), as they typically reduce transaction costs by facilitating the lending process.

Lastly, financial intermediaries do deal with asset transformation (option d), as they take in short-term deposits from savers and transform them into long-term loans for borrowers.

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