The minimum amount of reserves a bank is required to hold is called "required reserves." Option A.
Required reserves are the portion of deposits that a bank is required to hold as cash reserves with the central bank or in its vaults. These reserves serve as a buffer against withdrawals by depositors and are used to maintain the stability of the banking system. The required reserve ratio is set by the central bank and can vary depending on economic conditions. Banks can hold reserves in excess of the required amount, which are called "excess reserves," and can lend out the remaining funds.
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An electronic banking outlet that enables customers to use a card to
withdraw money is called a(n):
A. debit card cashier.
B. money market.
C. certificate of deposit.
D. automated teller machine.
Answer:
D) automated teller machine
do you mind marking me as brainliest?
Answer:D
Explanation: just got it right
A chief disadvantage of an expatriate sales force is the high cost for a company. T/F
Answer:
true
Explanation:
i have no idea i just need more points
Why do you think it is important to understand GDP?
A business is sued because its neglect led to damage to a private home in a
neighborhood where the business's employees were working. Due to the
severity of the neglect, the judge ruled that the business would pay
significantly more than the actual dollar amount of the damage. What is this
an example of?
A. Jurisdiction
B. Punitive damages
C. OSHA regulations
D. Class action suit
SUBMIT
Answer:I think it is B punitive damages
Explanation:
Why is it important for a person to invest and save
4. For what purposes might a worker need to fill out a Form 4070A?
Answer:
Employees use Form 4070A to keep track of the tips they receive from customers and report the total to their employer each month. Workers should also record the total amount of tips they paid to other employees and the names of employees to whom the tips were paid.
Attending an impromptu sales meeting at the office is an example of a _____. a. two minute action task b. time sensitive task c. locationally sensitive task d. multi-task job please select the best answer from the choices provided a b c d
Attending an impromptu sales meeting at the office is an example of a locationally sensitive task. Thus, option c is the answer.
In an office, various kinds of work are carried on, and each work is given a name and designation of its own.
A two-minute action refers to those actions which are done with the motive of doing away with procrastination. It involves the aim to achieve the target goal and small tasks as soon as possible. This punctuality can help in returning long-term benefits in an office.
Time-sensitive task refers to those tasks which have a strict deadline and needs to be completed within the stipulated time specified by the client. It involves work that is only available for a short period of time.
Multitasking jobs refer to those jobs which require an easy to and fro movement between different tasks. This requires people who can do numerous works at a single time.
Locationally sensitive task refers to those tasks which take place in a particular location or room within or outside the office.
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Annoying isn't it. When people purposely answer your question when they know it's completely useless. Kinda like how I specifically told people NOT to answer the questions I asked because I was doing an experiment, and every time I did that, two people purposely answered my question when they were told not to.
People are d. i. c. k. s.
Answer:
wow
Explanation:
I'm gonna type a random answer
spring break has jack traveling to the beach. before departing on his journey, he takes some sleep-inducing cold medication. he breaks his leg after falling asleep behind the wheel and colliding with a tree on the highway. which of the following is the hazard in this context? jack. broken leg. knowing how to drive. spring break. taking the medicine
Answer: im pretty sure its jack
Explanation:
Franklin corporation issues $97,000, 8%, 5-year bonds on January 1, for $101,370. Interest is paid semiannually on January 1 and July 1. If Franklin uses the straight-line method of amortization of bond premium, the amount of bond interest expense to be recognized on July 1 is
Answer:
$3,006
Explanation:
Bond issue = $97,000
Interest rate = 8%
Bond value sold = $101,370
Time period 5 years
N.B The premium will have to be to be discounted from the interest expense because Franklin corporation sold the bond at a value higher than the face value i.e premium value.
Therefore;
Coupon = $97,000 × 8% × 1/2
= $3,880
Amortization of bond premium = ($101,370 - $97,000) /5 years period
= $4,370/5
= $874
Total interest expense
= $3,880 - $874
= $3,006
the following information is provided by rojas company: project a project b project c project d initial investment pv of cash inflows payback period (years) 3.6 3.2 4.0 2.0 npv of project () what is the profitability index for project b?
The profitability index for project b PV of cash inflows/initial investment= profit index 384,000/208,000= 1.846 = 1.85
The profitability index, also called profit investment ratio and value investment ratio is the ratio of payment to the investment of a proposed project. It is a useful tool for ranking projects as it allows you to quantify the amount of value created per unit of investment.
The Profitability Index (PI) is a measure of the attractiveness of a project or investment. PI is calculated by dividing the present value of expected future cash flows by the initial investment of the project.
PI allows you to compare the profitability of two properties regardless of how much you invest in each. NPV, on the other hand, shows you exactly how profitable your investment is compared to other options, and gives you an estimate of your actual cash flow in dollars.
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Which of the following statements is correct? The dead weight loss caused by monopoly
Component procedures may authorize DoD Governmentwide Commercial Purchase Card Ordering Officers to make purchases up to the simplified acquisition threshold in which three of the following cases?
1. Using Simplified Acquisition Procedures above or below the micro purchase threshold against Federal Supply Contract vehicles
2. At or below the micro purchase threshold from any vendor
3. At or below the micro purchase threshold against Federal supply Schedule contracts, FedMall, or other ordering systems that are authorized in component procedures
4. Above or below the micro purchase threshold against contract vehicles issued for the component by a contracting officer that contain a provision authorizing order and payment by the Governmentwide Commercial Purchase Card
Component procedures may authorize DoD Governmentwide Commercial Purchase Card Ordering Officers to make purchases up to the simplified acquisition threshold in option 1, 3 and 4.
What is the Simplified Acquisition Threshold?The simplified acquisition threshold (SAT), which in federal acquisition is seen or is one that is expressed as the anticipated award value of a contract, is the financial number above which contracting officers are instructed to solicit and award contracts using streamlined methods.
Note that the Commercial Purchase Card for the Government as a Whole - The Purchase Card is used as a convenient way to spend money while buying products and services. It is given to approved agency employees and resembles a commercial credit card in nature. It is not the same as the Government Travel Card.
Therefore, in context of the above, one can say that a program that manages a component is known as a component procedure (or procedure). A component procedure may be used to install, remove, or manage a component.
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Sold goods whose list price is 5000 to rakesh at 6% trade discount and 1% cash discount he paid 60% price in cash jornal entry
The journal entry will be:
Debit: Accounts Receivable 2766
Credit: Sales 5000
Debit: Discounts Allowed 317
Credit: Trade Discount Allowed 300
Credit: Cash Discount Allowed 17
How to depict the journal entry?To record the sale of goods to Rakesh at a trade discount and cash discount, you would make a journal entry to debit Accounts Receivable (for the amount Rakesh will pay on credit) and credit Sales (for the revenue from the sale). The entry would also need to include any applicable discounts.
The trade discount is calculated by multiplying the list price of the goods by the trade discount percentage (6% in this case), so the trade discount would be:
5000 x 6% = 300
The cash discount is calculated by multiplying the list price minus the trade discount by the cash discount percentage (1% in this case), so the cash discount would be:
(5000 - 300) x 1% = 17
The total discounts is trade discount + cash discount
300 + 17 = 317
The amount Rakesh paid in cash would be calculated by multiplying the list price minus the discounts by the percentage he paid in cash (60% in this case), so:
(5000 - 317) x 60% = 2766
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what opportunities are available for people aspiring to become entrepreneurs?
to invest in multiple businesses
angel investors
crowdfunding
quality content
foreign markets
the social power of the internet
startup incubators
For the equation Y = a + bX, the objective of regression analysis is to:
estimate the variables Y and X.
all of these answers are correct.
estimate the parameters a and b.
fit a straight line through the data scatter in such a way that the sum of the squared errors is maximized.
The objective of regression analysis is to estimate the parameters a and b.
Regression analysis aims to estimate the relationship between two variables, typically denoted as Y (dependent variable) and X (independent variable), using the equation Y = a + bX. The parameters a and b represent the intercept and slope of the regression line,
By estimating these parameters, regression analysis allows us to model the relationship between the variables and make predictions or draw conclusions based on the data.
While it is true that regression analysis involves estimating the variables Y and X, this statement is too broad as it does not specifically address the objective of regression analysis. Additionally, the statement about fitting a straight line through the data scatter in such a way that the sum of the squared errors is maximized is incorrect. The objective of regression analysis is to minimize the sum of squared errors, also known as the residual sum of squares, to find the best-fitting line that represents the relationship between the variables.Certainly! Here's a more detailed explanation:
Regression analysis is a statistical technique used to understand and quantify the relationship between variables. In the equation Y = a + bX, Y represents the dependent variable, X represents the independent variable, and a and b are the parameters that need to be estimated.
The primary objective of regression analysis is to estimate the parameters a and b. These estimates help determine the intercept (a) and slope (b) of the regression line, which represents the relationship between the variables. The intercept indicates the value of Y when X is equal to zero, while the slope represents the change in Y corresponding to a unit change in X.
By estimating the parameters a and b, regression analysis allows us to make predictions about the dependent variable (Y) based on the independent variable (X). It helps us understand the nature and strength of the relationship between the variables, as well as quantify the impact of changes in X on Y.
While regression analysis does involve estimating the variables Y and X, that is not the primary objective. The focus is on estimating the parameters a and b to determine the best-fitting line that represents the relationship between the variables.
Regarding the statement about fitting a straight line through the data scatter in such a way that the sum of squared errors is maximized, that is incorrect. The objective of regression analysis is to minimize the sum of squared errors, also known as the residual sum of squares. The goal is to find the line that minimizes the discrepancy between the observed values of Y and the predicted values based on the regression equation.
In summary, the main objective of regression analysis is to estimate the parameters a and b, which represent the intercept and slope of the regression line, respectively. This estimation helps quantify the relationship between variables and enables predictions and insights based on the data.
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Your gross income is 10,000 a month before taxes, and income taxes are estimated at a rate of 20%. In addition, your debt is $2,000 per month. What is your monthly personal debt ratio.
A. 85%
B. 25%
C. 40%
D. 30%
I’m in between B and C because if you take away the 20% for taxes, you get 8,000 and 2000/8000 is 25%, BUT 2000 is 20% of 10000 and plus the 20% for taxes is 40%. What do I do?
Answer:
c because isnt 2000=20% of 10000 so 40%
Explanation:
1. Waves are created when a source of energy causes a _____.
Answer:
Waves are created when a source of energy causes a medium to vibrate. A vibration is a repeated back-and-forth or up-and-down motion. This motion is the source of the wave. Waves are classified according to how they move.
Explanation:
Valerie is going to purchase a new car. The car she wants has a list price of $32,495. Valerie is planning to make a down payment of $1,877. Furthermore, she plans to trade in her current car, which is a 2006 Hyundai Sonata in good condition. She will finance the rest of the cost by making monthly payments over five years. She can finance the cost at a rate of 8. 64%, compounded monthly. She will also have to pay 8. 23% sales tax, a $2,243 vehicle registration fee, and a $314 documentation fee. If the dealer gives Valerie 87. 5% of the trade-in price on her car, listed below, approximately how much will Valerie pay in total for her new car? (Round all dollar values to the nearest cent, and consider the trade-in to be a reduction in the amount paid. ).
Valerie will pay $ 35,899.87 as the total cost of financing for the purchase of the new car which includes 60 loan payments amounting to $ 2,698.57 and the total loan interest is $513.57
What is the total cost of financing?The actual money you borrow in addition to the interest that you will have to pay is called the total cost of financing.
In this case, the Auto price is given $32,495
\(\rm loan\,term = \, 60\,months\,(12\times5)\\\\Interest\,rate =8.64\%\\\\Down\,payment = \$1,877\\\\Trade\,in\,value = \$ 28,433 ($32,495\times87.5\%)\\\\\rm\, Sales\,tax = 8.23\%\\\\Title\,,registration\,and\,other\,fees = $ 2,557( \$2,243+ \$314)\\\\Monthly pay : $44.98\\\\\rm\,Total\,loan\,amount = $2,185\\\\\rm\,Sales\,tax = $334.30\\\\\rm\,Upfront Payment = $ 4,768.30\\\\\)
A total of 60 loan payments is equal to $2,698.57, the total loan interest is equal to $513.57, and the total cost (price, interest, taxes, fees ) is equal to $35,899.87
Thus, Valerie has to pay $35,899.87 as the total amount for the purchase of the car.
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"Large numbers of employees of suburban businesses may suffer hardships because theydo not own automobiles, in an urban landscape where public transportation is limited." T/F
The statement, "Large numbers of employees of suburban businesses may suffer hardships because they do not own automobiles, in an urban landscape where public transportation is limited," is True (T).
In areas where public transportation is limited, employees who don't own automobiles might face difficulties in commuting to work. Limited public transportation options can result in longer travel times, less reliable schedules, and higher costs. This could lead to hardships for those employees, such as increased stress, limited job opportunities, and potentially reduced work-life balance.
Overall, the lack of adequate public transportation in an urban landscape can have negative consequences for employees who don't own automobiles.
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Conclude an entry barriers essay
Luke owns several relatively new business suits that he enjoys wearing. one day at the office, he notices an especially attractive suit worn by a coworker and decides he needs to buy a new suit. as described in this chapter, what type of problem recognition has taken place
Based on the given scenario, it can be said that Luke has experienced a "stimulus-driven problem recognition" while noticing an attractive suit worn by his coworker. Stimulus-driven problem recognition occurs when a consumer's attention is drawn to a particular product or service due to an external stimulus, such as an advertisement, a recommendation from someone else, or simply observing someone using a product. In this case, the coworker's attractive suit acted as a stimulus that grabbed Luke's attention and made him realize that he needed a new suit.
Stimulus-driven problem recognition is one of the three types of problem recognition that can occur in the consumer decision-making process. The other two types are "internal search" and "need-driven problem recognition." Internal search occurs when a consumer realizes a problem through his or her own past experiences and knowledge, while need-driven problem recognition occurs when a consumer experiences a gap between his or her desired and actual state of being.
In conclusion, Luke's problem recognition can be categorized as a stimulus-driven problem recognition, where an external stimulus triggered his need to buy a new suit. As a result, he might start looking for information and evaluating alternatives to find the most suitable suit that fits his preferences and budget.
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apple is increasing its advertising spending and offering an ever-increasing range of styles and colors in its iphone line is an example of a ________ strategy.
Apple's strategy of increasing advertising spending and expanding iPhone styles and colors reflects a product differentiation approach, aimed at attracting and retaining customers through unique offerings and aesthetics.
Apple's decision to increase advertising spending and diversify the styles and colors of its iPhone line demonstrates a product differentiation strategy. Product differentiation is a marketing approach that aims to set a company's products apart from competitors by highlighting unique features, design, or customization options. In this case, Apple is focusing on enhancing the aesthetic appeal and personalization aspects of its iPhones. By offering a wide range of styles and colors, Apple appeals to different customer preferences and creates a sense of exclusivity, allowing individuals to express their personal tastes through their smartphone choices.
Moreover, Apple's increased advertising spending reinforces the effectiveness of this strategy. Advertising plays a crucial role in creating brand awareness, communicating product benefits, and influencing consumer perceptions. By allocating more resources to advertising, Apple can reach a larger audience, generate excitement, and showcase the diverse range of iPhone options available. This heightened visibility and marketing effort further contribute to differentiating Apple's iPhones from competitors and solidifying the brand's position in the market.
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when a firm generates external benefits, a more efficient outcome would result if
When a firm generates external benefits, it means that the positive impact of the firm's activities spills over to benefit other parties outside of the transaction. In this case, a more efficient outcome would result if the external benefits were taken into account in the decision-making process. This can be achieved through a detailed analysis of the externalities involved.
A detailed analysis would involve identifying the nature and magnitude of the external benefits and their impact on third parties. The analysis would also need to consider the costs and benefits of internalizing the externalities, either through government intervention or private agreements. Internalizing the external benefits would mean that the firm would be incentivized to produce more of the positive effects, leading to a more efficient outcome.
However, it is important to note that internalizing external benefits may not always be feasible or efficient. In some cases, the costs of internalization may outweigh the benefits, or the externalities may be too complex to quantify accurately. In such cases, alternative solutions, such as market-based mechanisms or social norms, may be more appropriate.
In summary, a detailed analysis of external benefits is crucial in achieving a more efficient outcome. This involves identifying the externalities involved, considering the costs and benefits of internalizing them, and exploring alternative solutions if internalization is not feasible or efficient.
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The degree to which a job is perceived to have a substantial impact on others inside or outside the organization is ________.
The degree to which a job is perceived to have a substantial impact on others inside or outside the organization is Task Significance.
Task significance is defined as perception or believe that an individual's job implies a positive influence and well-being on other people. It states about the help provided to the work or other co-worker.
The impact created by this is characterized by support, help and optimizing the external work environment by an individual doing the job. It can be seen through giving opportunity to a particular employee to do the task.
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Which of the following is NOT true about the Free Application for Federal Student Aid (FAFSA)?
You can fill out the FAFSA if you are an independent or a dependent.
The earliest you can submit your FAFSA is January 1st of each year.
You can fill the form out online or on paper.
Each state may have a different deadline for state financial aid.
Answer:
A
Explanation:because its true
As of June 28, 2020, Cedar Fair had issued $201.5 million in season passes. Cedar Fair estimated that guests would use passes worth
$41.9 million during the remainder of 2020, $61.9 million from January 1 to June 30, 2021, and the remaining $97.7 million after June
30, 2021. What amounts should Cedar Fair classify as current versus noncurrent, in its balance sheet on June 28, 2020?
Based on Cedar Fair issuance of season passes,$103.80 million would be classified under current whereas $97.7 million is non-current
What does current classification indicates in the balance sheet?
The current classification in the balance sheet refers to assets that would be used up in up to a year or liabilities that would be settled within a year, any other item whose usage or settlement date is beyond 1 year is classified as non-current asset or liability.
In this case, Cedar Fair would classify the the amount of season passes usable within a year under the current liability and the remainder value of season passes that would be used after after June 30, 2021 as non-current liability.
current liability=$41.9 million+ $61.9 million=$103.80 million
non-current liability=$97.7 million
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show the vegetable market of nepal in pyramid
Due to massive increases in agriculture and production area over the last two decades, per capita vegetable consumption has increased to 105 kg from 60 kg. Nepal has reported 3,243,521 vegetable holdings. Vegetable crops are grown on a total of 232,295 hectares of cultivable land.
What is market?A market is a collection of systems, institutions, procedures, social relations, or infrastructures through which parties exchange goods and services. While parties can barter for goods and services, most markets rely on sellers offering their goods or services to buyers in exchange for money. The exchange of goods and services that occurs as a result of buyers and sellers coming into contact with one another, either directly or through mediating agents or institutions, is referred to as a market.A market is defined as the total number of buyers and sellers in the area or region under consideration. The area could be the entire planet, a country, a region, a state, or a city.To learn more about market, refer to:
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Select all the correct answer.
What type of factor of production is a bulldozer?
Oland
O labor
O capital
O entrepreneur
Answer:
capital
Explanation:
bulldozer is bought with capital.
Many in the advertising industry are calling for the use of ______, an accountability-based measure of success.
Every business venture often have Return on investment (ROI) Many in the advertising industry are calling for the use of ROI, an accountability-based measure of success.
Return on investment (ROI) is simply known to be a performance measure that is often used by firms to evaluate the efficiency or profitability of their investment or they often use it to compare the efficiency of the number of different investments that they are engaged in.
To calculate ROI, use the benefit (or return) of an investment and divide it by the cost of the investment.
Conclusively, When you invest your money in mutual funds, the return on investment often makes you too know the gain from your mutual fund schemes.
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